How to Save Money Efficiently
Does the end of the month spell financial struggle for you? Do you find yourself looking to borrow money from friends, quite frequently, in spite of having a better income? If yes, then it is high time that you start a healthy saving habit. Indian banks such as HDFC, ICICI, SBI, Vijaya Bank etc. offer a plethora of recurring and fixed deposit options that you can opt for, to save money efficiently. These savings can later be used for pursuing your financial goals. However, there are certain other steps that you need to take to ensure you have the savings game right. Money saving tips: Here are a few ways in which you can start saving for a better future. Track your expenses: Before you get into saving, start keeping track of your spending on a daily basis, to get an idea of how you spend your money. Keep a track of everything - your daily expenses like travel, groceries, food and monthly expenses like rent, credit bills, EMIs etc. Reviewing your bank statem